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	<title>Moola Mania &#187; Credit Card</title>
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	<link>http://www.moolamania.com</link>
	<description>Earn, save and protect your money</description>
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		<item>
		<title>Balance transfer game takes new twist</title>
		<link>http://www.moolamania.com/2011/03/balance-transfer-game-takes-new-twist/</link>
		<comments>http://www.moolamania.com/2011/03/balance-transfer-game-takes-new-twist/#comments</comments>
		<pubDate>Thu, 10 Mar 2011 07:06:04 +0000</pubDate>
		<dc:creator>Michelle King</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[0% APR]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[low interest credit cards]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1527</guid>
		<description><![CDATA[It was not too long ago, we used to play the balance transfer game. We used to get the 0% APR promotional offer from credit card companies; there would be a transaction fee of $40 max and the promotional period runs for a year. We could transfer $10,000 from the credit card account to the [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bankruptcy and Your Credit &#8212; Part 2</title>
		<link>http://www.moolamania.com/2010/10/bankruptcy-and-your-credit-part-2/</link>
		<comments>http://www.moolamania.com/2010/10/bankruptcy-and-your-credit-part-2/#comments</comments>
		<pubDate>Sat, 23 Oct 2010 18:09:57 +0000</pubDate>
		<dc:creator>Keith Campbell</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[bankruptcy and loans]]></category>
		<category><![CDATA[how bankruptcy affects credit score]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1467</guid>
		<description><![CDATA[So you have filed for a bankruptcy, now what? Probably the first question in your mind is how will it affect my credit score? There are too many factors to accurately predict the fallout on your credit report. If you had a pretty high score prior to filing you may find that your score is [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bankruptcy and Your Credit &#8212; Part 1</title>
		<link>http://www.moolamania.com/2010/10/bankruptcy-and-your-credit-part-1/</link>
		<comments>http://www.moolamania.com/2010/10/bankruptcy-and-your-credit-part-1/#comments</comments>
		<pubDate>Sat, 23 Oct 2010 18:06:38 +0000</pubDate>
		<dc:creator>Keith Campbell</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[how bankruptcy affects credit score]]></category>
		<category><![CDATA[how to declare bankruptcy]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1465</guid>
		<description><![CDATA[This is a big topic so I will try and break it down in a couple articles. Rather than focus on what your score may be after going through a bankruptcy, I am going to tell you how lenders view a borrower who has a BK (bankruptcy) on their report. Of course everyone wants to [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2010/10/bankruptcy-and-your-credit-part-1/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Criminals Target Unemployed</title>
		<link>http://www.moolamania.com/2010/10/criminals-target-unemployed/</link>
		<comments>http://www.moolamania.com/2010/10/criminals-target-unemployed/#comments</comments>
		<pubDate>Fri, 22 Oct 2010 15:42:34 +0000</pubDate>
		<dc:creator>Michelle King</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[cyber fraud]]></category>
		<category><![CDATA[online job scam]]></category>
		<category><![CDATA[shipping fraud]]></category>
		<category><![CDATA[stolen money transfer]]></category>
		<category><![CDATA[ukraine fraud]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1461</guid>
		<description><![CDATA[Being unemployed for months is horrible, getting cheated on top of that is very frustrating. Wall Street Journal published article detailing a scam that targets unemployed people. The scheme works like this. Crooks establish a company, website and post online job ad in job portals like careerbuilder.com. When the applicant sends the resume, the company [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does credit check affect your credit score?</title>
		<link>http://www.moolamania.com/2010/10/does-credit-check-affect-your-credit-score/</link>
		<comments>http://www.moolamania.com/2010/10/does-credit-check-affect-your-credit-score/#comments</comments>
		<pubDate>Sun, 17 Oct 2010 18:27:43 +0000</pubDate>
		<dc:creator>Keith Campbell</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[credit check and credit score]]></category>
		<category><![CDATA[find credit score]]></category>
		<category><![CDATA[how to protect credit score]]></category>
		<category><![CDATA[improve your credit score]]></category>
		<category><![CDATA[What happens when your credit is checked]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1445</guid>
		<description><![CDATA[What happens to my credit score when a mortgage lender checks my credit? The old answer used to be, “your score drops.” Not so any more. If you are getting ready to purchase a home, or refinance an existing home, do all of your investigation within a thirty day period. The law says your score [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>ATM Skimming – How to prevent ATM card theft?</title>
		<link>http://www.moolamania.com/2010/10/atm-skimming-%e2%80%93-how-to-prevent-atm-card-theft/</link>
		<comments>http://www.moolamania.com/2010/10/atm-skimming-%e2%80%93-how-to-prevent-atm-card-theft/#comments</comments>
		<pubDate>Tue, 12 Oct 2010 23:08:22 +0000</pubDate>
		<dc:creator>Ram Muthiah</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[ATM card skimming]]></category>
		<category><![CDATA[ATM card theft]]></category>
		<category><![CDATA[ATM skimmer]]></category>
		<category><![CDATA[credit card theft]]></category>
		<category><![CDATA[how to prevent identity theft]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1424</guid>
		<description><![CDATA[You don’t need to lose your ATM card for someone to steal the money from your account. You just need to swipe the card in a compromised ATM machine to give all your information to identity thieves. ATM Skimming is the process in which crooks steal your ATM card information without your knowledge. Wall Street [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Balance Transfer Game</title>
		<link>http://www.moolamania.com/2010/06/credit-card-balance-transfer-game/</link>
		<comments>http://www.moolamania.com/2010/06/credit-card-balance-transfer-game/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 00:21:21 +0000</pubDate>
		<dc:creator>Ram Muthiah</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[0% balance transfer credit card]]></category>
		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1378</guid>
		<description><![CDATA[Have you ever played this game? Get a credit card with 0% balance transfer rate for 12 months, transfer $10,000 from credit card to your CD account, earn free money of about $300 in your CD for a year and return $10,000 back to credit card company after a year? It may not work any [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Cash as a payment method can reduce credit problems</title>
		<link>http://www.moolamania.com/2009/07/cash-as-a-payment-method-can-reduce-credit-problems/</link>
		<comments>http://www.moolamania.com/2009/07/cash-as-a-payment-method-can-reduce-credit-problems/#comments</comments>
		<pubDate>Fri, 24 Jul 2009 20:43:05 +0000</pubDate>
		<dc:creator>Aaron Smith</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[benefits of paying cash]]></category>
		<category><![CDATA[cash versus credit]]></category>
		<category><![CDATA[credit card problems]]></category>
		<category><![CDATA[paying with cash]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=915</guid>
		<description><![CDATA[Credit cards and debit cards are very easy to use and they can be great, but that ease of use can also get you in trouble over the long run. This is why I believe as a consumer you should take advantage of credit card reward programs when you can, but also carry cash and [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2009/07/cash-as-a-payment-method-can-reduce-credit-problems/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keep those credit card charge receipts</title>
		<link>http://www.moolamania.com/2009/07/keep-those-credit-card-charge-receipts/</link>
		<comments>http://www.moolamania.com/2009/07/keep-those-credit-card-charge-receipts/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 18:39:34 +0000</pubDate>
		<dc:creator>Aaron Smith</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[charge card receipts]]></category>
		<category><![CDATA[credit card balance]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[save receipts]]></category>
		<category><![CDATA[saving credit card receipts]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=907</guid>
		<description><![CDATA[In an era where identify theft has risen exponentially over the last few years, it is always a good idea to keep close track of your credit card charge receipts. The same is true with a debit card, since they are also the subject of identity theft of your banking account. Having the receipts available for you [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2009/07/keep-those-credit-card-charge-receipts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Scores 101</title>
		<link>http://www.moolamania.com/2009/07/credit-scores-101/</link>
		<comments>http://www.moolamania.com/2009/07/credit-scores-101/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 15:12:03 +0000</pubDate>
		<dc:creator>Dhanya</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[how to get free credit score]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=879</guid>
		<description><![CDATA[What do you do if you desperately need a loan or insurance but you have no idea about your credit score? First, understand how the lending process works. Your credit score will determine whether or not a lender can give you the credit you need. In order to get a loan you need a good [...]]]></description>
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		<slash:comments>0</slash:comments>
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