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	<title>Moola Mania &#187; Loans</title>
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	<link>http://www.moolamania.com</link>
	<description>Earn, save and protect your money</description>
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		<title>Bankruptcy and Your Credit &#8212; Part 2</title>
		<link>http://www.moolamania.com/2010/10/bankruptcy-and-your-credit-part-2/</link>
		<comments>http://www.moolamania.com/2010/10/bankruptcy-and-your-credit-part-2/#comments</comments>
		<pubDate>Sat, 23 Oct 2010 18:09:57 +0000</pubDate>
		<dc:creator>Keith Campbell</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[bankruptcy and loans]]></category>
		<category><![CDATA[how bankruptcy affects credit score]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1467</guid>
		<description><![CDATA[So you have filed for a bankruptcy, now what? Probably the first question in your mind is how will it affect my credit score? There are too many factors to accurately predict the fallout on your credit report. If you had a pretty high score prior to filing you may find that your score is [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bankruptcy and Your Credit &#8212; Part 1</title>
		<link>http://www.moolamania.com/2010/10/bankruptcy-and-your-credit-part-1/</link>
		<comments>http://www.moolamania.com/2010/10/bankruptcy-and-your-credit-part-1/#comments</comments>
		<pubDate>Sat, 23 Oct 2010 18:06:38 +0000</pubDate>
		<dc:creator>Keith Campbell</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[how bankruptcy affects credit score]]></category>
		<category><![CDATA[how to declare bankruptcy]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1465</guid>
		<description><![CDATA[This is a big topic so I will try and break it down in a couple articles. Rather than focus on what your score may be after going through a bankruptcy, I am going to tell you how lenders view a borrower who has a BK (bankruptcy) on their report. Of course everyone wants to [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2010/10/bankruptcy-and-your-credit-part-1/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bait and Switch in Mortgage Industry</title>
		<link>http://www.moolamania.com/2010/10/bait-and-switch-in-mortgage-industry/</link>
		<comments>http://www.moolamania.com/2010/10/bait-and-switch-in-mortgage-industry/#comments</comments>
		<pubDate>Tue, 19 Oct 2010 06:21:02 +0000</pubDate>
		<dc:creator>Keith Campbell</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bait and switch]]></category>
		<category><![CDATA[losing loans]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[prevent loan fraud]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1455</guid>
		<description><![CDATA[Everyone knows bait and switch is illegal but that doesn’t mean it is not practiced, especially in the mortgage industry. Here’s how it works. Mr. Client makes a call to Lender B and asks what their rates are. After answering a few questions the mortgage consultant for Lender B asks what rates other companies have [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2010/10/bait-and-switch-in-mortgage-industry/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does credit check affect your credit score?</title>
		<link>http://www.moolamania.com/2010/10/does-credit-check-affect-your-credit-score/</link>
		<comments>http://www.moolamania.com/2010/10/does-credit-check-affect-your-credit-score/#comments</comments>
		<pubDate>Sun, 17 Oct 2010 18:27:43 +0000</pubDate>
		<dc:creator>Keith Campbell</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[credit check and credit score]]></category>
		<category><![CDATA[find credit score]]></category>
		<category><![CDATA[how to protect credit score]]></category>
		<category><![CDATA[improve your credit score]]></category>
		<category><![CDATA[What happens when your credit is checked]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1445</guid>
		<description><![CDATA[What happens to my credit score when a mortgage lender checks my credit? The old answer used to be, “your score drops.” Not so any more. If you are getting ready to purchase a home, or refinance an existing home, do all of your investigation within a thirty day period. The law says your score [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2010/10/does-credit-check-affect-your-credit-score/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Three Ways to Keep Your Loan From Funding</title>
		<link>http://www.moolamania.com/2010/10/three-ways-to-keep-your-loan-from-funding/</link>
		<comments>http://www.moolamania.com/2010/10/three-ways-to-keep-your-loan-from-funding/#comments</comments>
		<pubDate>Sun, 17 Oct 2010 18:18:30 +0000</pubDate>
		<dc:creator>Keith Campbell</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[cheating on loans]]></category>
		<category><![CDATA[derail loan process]]></category>
		<category><![CDATA[housing loans]]></category>
		<category><![CDATA[how to get mortgage loan]]></category>
		<category><![CDATA[how to get second mortgage]]></category>
		<category><![CDATA[loans for non-owner occupied homes]]></category>
		<category><![CDATA[tips to get great loans]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=1441</guid>
		<description><![CDATA[Don’t tell your appraiser about the leaky faucets: Or the mildew on the ceiling and the water stains on the wall. If you have any similar issues there is no point in having an appraisal done. Your appraiser will notice these issues however minor and he will include it in his report. Your lender will [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2010/10/three-ways-to-keep-your-loan-from-funding/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid loans unless absolutely necessary</title>
		<link>http://www.moolamania.com/2009/08/avoid-loans-unless-absolutely-necessary/</link>
		<comments>http://www.moolamania.com/2009/08/avoid-loans-unless-absolutely-necessary/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 20:31:35 +0000</pubDate>
		<dc:creator>Aaron Smith</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[avoid using loans]]></category>
		<category><![CDATA[cash loans]]></category>
		<category><![CDATA[definition of a loan]]></category>
		<category><![CDATA[home equity loans]]></category>
		<category><![CDATA[low interest loans]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=991</guid>
		<description><![CDATA[A loan is defined as an arrangement between a lender and a borrower through which the lender will give the borrower money or property and the borrower agrees to repay the debt, with interest, in a specific period of time. Over the course of your life it is almost a certainty that you will have [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2009/08/avoid-loans-unless-absolutely-necessary/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Scores 101</title>
		<link>http://www.moolamania.com/2009/07/credit-scores-101/</link>
		<comments>http://www.moolamania.com/2009/07/credit-scores-101/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 15:12:03 +0000</pubDate>
		<dc:creator>Dhanya</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[how to get free credit score]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=879</guid>
		<description><![CDATA[What do you do if you desperately need a loan or insurance but you have no idea about your credit score? First, understand how the lending process works. Your credit score will determine whether or not a lender can give you the credit you need. In order to get a loan you need a good [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2009/07/credit-scores-101/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Higher Interest and Mortgage Rates are here- Is this good or bad?</title>
		<link>http://www.moolamania.com/2009/06/higher-interest-and-mortgage-rates-are-here-is-this-good-or-bad/</link>
		<comments>http://www.moolamania.com/2009/06/higher-interest-and-mortgage-rates-are-here-is-this-good-or-bad/#comments</comments>
		<pubDate>Wed, 10 Jun 2009 20:45:55 +0000</pubDate>
		<dc:creator>Aaron Smith</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[30 year mortgage rates]]></category>
		<category><![CDATA[higher interest rates]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[treasury auction yields]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=835</guid>
		<description><![CDATA[Today the Treasury market signaled a large shift in interest rates as the government auctioned off more than $19 billion in 10 year notes and they sold at a  higher than expected yield of 3.99%. Just a few months ago yields for the 10 year were almost down to 3%. Since that time the Federal [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2009/06/higher-interest-and-mortgage-rates-are-here-is-this-good-or-bad/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student Loan Scams</title>
		<link>http://www.moolamania.com/2009/05/student-loan-scams/</link>
		<comments>http://www.moolamania.com/2009/05/student-loan-scams/#comments</comments>
		<pubDate>Fri, 15 May 2009 05:54:17 +0000</pubDate>
		<dc:creator>Dhanya</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[student loan justice]]></category>
		<category><![CDATA[student loan scams exposed]]></category>
		<category><![CDATA[tips for avoiding student loan scams]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=756</guid>
		<description><![CDATA[Have you received e-mails or telemarketing calls that offer a one time chance to avail great student loans which you can never find elsewhere? The offer may be tempting but beware because the student loan industry has become a predatory one. Students who take loans find themselves burdened with debts amounting to thousands of dollars [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2009/05/student-loan-scams/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is now a good time to search for a loan?</title>
		<link>http://www.moolamania.com/2009/04/is-now-a-good-time-to-search-for-a-loan/</link>
		<comments>http://www.moolamania.com/2009/04/is-now-a-good-time-to-search-for-a-loan/#comments</comments>
		<pubDate>Mon, 20 Apr 2009 20:16:07 +0000</pubDate>
		<dc:creator>Aaron Smith</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[best car loan rates]]></category>
		<category><![CDATA[best loan rates]]></category>
		<category><![CDATA[best mortgage rates]]></category>
		<category><![CDATA[current interest rates]]></category>
		<category><![CDATA[search for loans]]></category>
		<category><![CDATA[student loan rates]]></category>

		<guid isPermaLink="false">http://www.moolamania.com/?p=688</guid>
		<description><![CDATA[The question has been asked now for months and months, is now a good time to look for a loan? In the past few months interest rates have become more attractive and thus the cost of obtaining a loan has gone down drastically. Does this mean you should be looking to buy something and getting [...]]]></description>
		<wfw:commentRss>http://www.moolamania.com/2009/04/is-now-a-good-time-to-search-for-a-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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